Terms of Use

These terms of use regulate the use of products and services that are supplied by D&B (Dun & Bradstreet Danmark A/S, Dun & Bradstreet Finland OY, Dun & Bradstreet Norge AS or Dun & Bradstreet Sverige AB) through D&B Interactive (D&BI). Use of D&BI on other terms than these must be agreed in a written agreement.

Subscribers of products/services from D&BI must be registered companies.

The subscriber pays for the usage of products/services from D&BI in accordance with a separate agreement between the subscriber and D&B or an authorized D&B representative. These terms of use are incorporated by reference in the agreement that regulates the terms of payment for products/services from D&BI.

D&BI can be used only if the subscriber has been given special authorization by D&B, and the individuals who by the subscriber have been autorized to use D&BI has been given user-ids and passwords. The subscriber is held responsible for keeping user-ids and passwords secret by the subscriber and by the individuals who by the subscriber are given access to user-ids and passwords.

§ 2 Intellectual Property Rights

The subscriber is granted a non-exclusive right to use products/services from D&BI and may not forward products and services in violation of these terms of use.

Products/services from D&BI are licensed to the subscriber for his internal use only and, if stipulated in a separate agreement between the subscriber and D&B or an authorized D&B representative, for distribution of products and services directly to end users. The right to use products/services from D&BI for internal use includes a right to forward information originating from products and services to the subject of the information, as well as forwarding information when the subscriber fulfils an obligation that involves the subject of the information.

The subscriber is aware of that all intellectual property rights to products/services from D&BI, including software, documentation and other information that is owned by D&B, shall remain D&B´s exclusive. The subscriber may not in any way violate these rights.

The subscriber may not, without D&B´s consent, release his rights or his obligations pursuant to these terms of use to a third party.

§ 3 Legal Grounds for Ordering Credit Reports

3.1 Consumer Credit Reports from Swedish Databases (D&B Sweden)

In accordance with Swedish legislation (the Credit Information Act, section 9), a consumer credit report, i.e. a credit report on a physical person who is not a sole proprietor and does not have substantial influence on a company´s business (a managing director, a member of the board, a major shareholder etc.), may be ordered only by a subscriber with a legimitate need of the report. The subscriber is aware of this legislation and takes full responsability for that no consumer credit report is ordered by the subscriber unless he has a legimitate need for the report.

3.2 Credit Reports from Norwegian Databases (D&B Norway)

In accordance with Norwegian legislation (the Data Register Act, section 17), a credit report may be ordered only by a subscriber with a legimitate need of the report. The subscriber is aware of this legislation and takes full responsability for that no credit report is ordered by the subscriber unless he has a legimitate need for the report.

§ 4 Copies of Reports/Information to the Subject of Reports

4.1 Copies of Credit Reports from Swedish Databases (D&B Sweden)

In accordance with Swedish legislation (the Credit Information Act, section 11), a copy of a credit report has to be sent to the subject of the report, if the subject of the report is a physical person, a trading company or a limitied partnership. If information on a physical person with substantial influence on a company´s business (a managing director, a member of the board, a major shareholder etc.) is supplied in a credit report on a company, a copy of the report is sent to the physical person. A copy of a credit report shall always hold information about which data that was delivered in the report and about the identity of the end user of the report (end user notification).

The subscriber is aware of this legislation and will act to supply D&B with the information that is necessary for making it possible for D&B to send complete copies of credit reports.

4.1 Copies of Credit Reports from Norwegian Databases (D&B Norway)

In accordance with Norwegian legislation (the Data Register Act, section 19), a copy of a credit report has to be sent to the subject of the report, if the subject of the report is a consumer, i.e. a physical person who is not a sole proprietor. If information on a physical person with substantial influence on a company´s business (a managing director, a member of the board, a major shareholder etc.) is used for calculating rating for a company, a copy of the report is sent to the physical person. A copy of a credit report shall always hold information about which data that was delivered in the report and about the identity of the end user of the report (end user notification).

The subscriber is aware of this legislation and will act to supply D&B with the information that is necessary for making it possible for D&B to send complete copies of credit reports.

§ 5 Data Protection Legislation

The subscriber commits himself to process information on physical persons in accordance with existing legislation concerning data protection (data protection legislation). The subscriber confirms by accepting these terms of use that he is aware of that data protection legislation can imply that he is not allowed to store information on physical persons on his own storage media.

§ 6 Limitation of Liability

D&B can not guarantee the correctness or completeness of the sources from which information is gathered to products/services from D&BI. D&B shall have no liability whatsoever for any inconvenience, damage, loss of profits or any other indirect damage caused by use of products/services from D&BI, including credit recommendations or any other advices or classifications.

§ 7 Changes in Terms of Use

These terms of use will continue in force until furhter notice. D&B may change these terms from time to time.

A change in these terms shall, at the latest two weeks in advance of when the change comes into force, be announced by D&B toghether with information about the time when the change comes into force. A change shall be announced in such a way that D&BI subscribers have reasonable possibilities to take notice of the change prior to continued usage of D&BI. A subscriber will be considered to have accepted a change of terms, if he uses products/services from D&BI after the change has come into force.

§ 8 Breach of Terms etc.

D&B may terminate to supply products/services from D&BI immediately upon suspicion about unauthorized use of D&BI or if the subscriber breaches (national or international) legislation, these terms or any other agreement beteween the subscriber and D&B. The same applies if national or international legislation, actions by authorities, war, strike, lock-out, boycott or any other such circumstance (force majeure) makes it essentially more difficult or impossible to supply D&BI and products/services.